Friday, April 15, 2005

Part 2: Are You Afraid to Shop On-Line?

Continuing from part 1, Are You Afraid to Shone On-Line?

Methods of payment when shopping on-line.

* Credit card
* All kinds of Electronic money, Ecash (or digital money)
* Pay by mobile phone
* Cash on delivery (C.O.D.)
* Cheque
* Money transfer / delivery on payment
* Postal money order

Setting up a shopping cart
This is done on the order page when shopping and proceeding to checkout.
See part 1.

Security issues

Customer identity and payment data is encrypted by SSL when it is transferred on the Internet. Quality seals are placed on the Shop webpage if it has undergone an independent assessment and meets all requirements.

The purpose of these seals is to increase the confidence of the online shoppers. But the existence of many different seals foils this effort to a certain extent. Customers are afraid of credit card fraud, which has happened even at large online shops. Privacy of personal information is also a big issue.

In spite of Privacy Guidelines of the OECD, for example, privacy violations still occur, but can be minimized by doing business with companies you know and trust. Also, frequently changing passwords or phone/mail your order in.

4Savvy Shoppers.Com is a referral site to merchants such as Dell, Wal-Mart, Best Buy and hundreds more. Once you select a merchant's offer to view, you click a link which land you directly on the merchant's site. www.4savvyshoppers.com

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